The whole picture, without the spreadsheet.
A dashboard that does the math
Income, spending, savings rate, and six months of history at a glance. Upcoming recurring charges are projected into the current period, so the number you see is the number you end with.
Multi-currency, one total
Every transaction keeps the exchange rate from the day it happened, so your base-currency totals never drift.
Subscriptions post themselves
Set a rule once. Rent, salaries, and subscriptions land as real transactions on schedule, every day at midnight.
Split bills that settle
Pay the dinner, split it with friends, and watch each repayment flow back into your balance as it arrives.
Cashflow forecast
Your recurring rules projected up to two years ahead, so you can see what next March already costs you.
Ask your money a question
Kinariya speaks MCP. Connect Claude, ChatGPT, or Cursor and query your finances in plain language, with read-only or full access that you can revoke at any time.
Underneath, everything is a transaction.
No side ledgers, no special cases. A recurring rule posts a real transaction on schedule. A split bill posts one when you pay and another when a friend settles up. Because it all lands in the same ledger, every balance, chart, and budget always agrees.
Still to come.
Kinariya is built in the open and moving steadily. Here is what lands next.
Budgets per category
Give each spending category a monthly ceiling, with alerts before you cross it.
Asset tracking
Stocks, crypto, gold, and other valuables, sitting next to your cash accounts.
Receipt scanning*
Snap a photo of an invoice or receipt and get a filled-in transaction.
Weekly and monthly reports
A regular summary of where the money went, delivered without opening a chart.
Tags on transactions
A second axis besides categories, for trips, projects, or anything you like.
CSV export
Your data is yours. Take the whole ledger with you in one file.
* Already possible today: hand a receipt to an AI assistant connected over MCP and it can log the transaction for you.